Where your cash works

An investor with savings and a rate quote asks where a rental pays for itself. This screen answers it for every ZIP in four Southeast states from public data, the way we would for a lender, a fund or a relocation desk.

With $60,000: --ZIPs show potential positive cash flow under these assumptions Loading the ZIPs.

Cash you have saved $

Within reach--

Potential cash flow--

Both--

Price ceiling--

Your terms

Down payment, % Closing costs, % 30-year rate, %

Appreciates at a 1-year forecast of2.0%

Rent

Freddie Mac 30-year

Assumptions

Vacancy, % Management, % Maintenance, %

Vacancy, management and maintenance are shares of rent.
The price is Zillow's typical home value for the ZIP (ZHVI), a modeled value, not a listing.
Property tax is the county effective rate on that value.
Insurance is a state premium estimate turned into a share of value. On cheap homes it reads high, up to about 8 percent of value.
30-year fixed, no reserves, no repairs at purchase, no HOA, no income tax.
Appreciation is Zillow's one-year forecast (ZHVF). The four-state median is under 1 percent, so the threshold moves many ZIPs.

How this was made

Loads with the data.

Within reach, by market type