2026 study Hexagons

Where your cash works, coast to coast

How far does your cash go in America?

An investor with savings and a rate quote asks where a rental pays for itself. This screens every ZIP in the lower 48 from public data.

With $60,000: -- of Americans live in a ZIP where a rental cash flows today Loading the ZIPs.

Cash you have saved $

My state

Your terms

Down payment, % Closing costs, % 30-year rate, % Rent

Freddie Mac 30-year

Assumptions

Vacancy, % Management, % Maintenance, %

Vacancy, management and maintenance are shares of rent.
The price is Zillow's typical home value for the ZIP (ZHVI), a modeled value, not a listing.
Property tax is the county effective rate on that value.
Insurance is a state premium estimate turned into a share of value. On cheap homes it reads high.
30-year fixed, no reserves, no repairs at purchase, no HOA, no income tax.

How this was made

Caveats

ZIPs against cash